— Abigail Shipp @ 11:24 am — 
June 30, 2011When it comes to property with title, there are different ways you can own title. The type of title ownership you get with property or securities will influence legal ownership of the property as well as how the property is transferred after a title owner passes away. Tenancy in common is one of the types of ownership that could be appropriate when the title owners have not equally contributed to the obtaining the property.
Tenants in common is one of the many ways you could own property with two or more individuals. There’s no limit to the number of people who can hold title. It can be two people or it can be 50 people, or even more.
Parties don’t have to be related to hold a tenancy in common title. Family members can be tenants in common. So can friends and business partners.
Unlike joint ownership, the owners don’t need to have equal shares of property. Full Post…
Have you ever dreamed of becoming a millionaire? During one of my recent visits to other blogs in the personal finance field, I came across the Million Dollar Club run by J at Budgets Are Sexy. The idea is to make an ambitious, but entirely realistic, plan to become a millionaire during your lifetime. This sounds like a great challenge to me, and with the right mindset, I believe its achievable for all of us.
In tough times, saving money becomes a new priority among consumers. Indeed, the aftermath of the 2008 credit crunch made a lot of us begin thinking more seriously about how we can cut expenses. As a result, the savings rate among consumers inched upwards from zero for the first time in several years. For consumers struggling under intense debt loads, such news is hardly reassuring. Their priority is to get out from under the weight of their debt. How can they do that if every spare cent goes to making the minimum payments every month? This is not the time to be baby-stepping your money goals. By prioritizing your bills, you can knock off some big debt quickly and start saving sooner.
There is currently a lot of controversy over whether or not debt settlement works as a debt elimination strategy. Many states are considering regulating debt settlement companies as a result of an increase in consumer complaints. Several other states have already taken action to limit the damage debt settlement companies can cause for unsuspecting consumers. If you are considering debt settlement as an option to get out of high interest debt, there are some things you should know before proceeding. Here we look at questions you should be asking before you decide if debt settlement is right for your situation. 
One of the best things you can do for your financial position is enhance your understanding. The more time I spend reading blogs around the personal finance community, the more I realize how many great and generous writers there are out there. One of these is Neal, who runs the very insightful blog Wealth Pilgrim. I was given the chance to interview him and heres his great input: