Dear University,
With football season just around the corner, I’m still shaking my head at you.
I was there when it all went down. In the middle of the worst fiscal crisis in your history, the ax came down on every side. To make up for a huge budget deficit, your decision-makers imposed furloughs on great professors, ceased funding to championship athletic teams, and brought on steep tuition hikes. It was the ultimate belt-tightening. But hard choices and sacrifices are made when dealing with debt, and as a personal finance writer, I get that.
Then, it seemed like that ax turned to gold. You moved forward with borrowing $321 million for a massive renovation project of the old football stadium.
I have to be honest; those so-called sacrifices are looking a little sketchy.
As a Credit Advisor, I wouldn’t tell someone in bankruptcy to liquidate their assets so they can buy a bright and shiny Maserati. Whe
Full Post…
The stringent economic situations have forced more and more individuals to take out debts in order to fulfill their financial needs. Many of these individuals have successfully managed to get out of debts while others have got trapped into a cycle of debts.
The latter group of people seeks financial assistance from reputable financial institutions to get control over their outstanding debts. A great number of financial companies are serving financially burdened individuals and enabling them to achieve a debt free life.
Financial Assistance with Debt Pay1
Debt Pay 1 is a debt consolidation/settlement organization that is specialized in dealing issues related with pay day loan. This company is well versed with matters like laws, cycles, pay day loan procedures and internal policies along with debt relief industry.
Debt pay 1 is offering debt settlement and consolidation plan.
Full Post…
A big retirement fund can help you enjoy the golden years of your life to the fullest. Leading a financially disciplined life can help you save a bulk amount for your retirement years. Other than that, youll have to save as much as you can in your prime years. Read along to get acquainted with some other interesting tips and strategies that can help you boost your retirement savings.
Tips to increase your retirement savings
Here are the 5 interesting tips that can help you increase your retirement savings and remain financially fit:
1. Compute the required retirement income: You need to make a proper estimation of the amount youll need to lead a comfortable life post retirement. The estimated retirement income should cover your daily and other necessary expenses.
Full Post…
The commercial lending system is often perceived in a very bad light too given the fearsome reputation following the lenders of the world in terms of high interest rates they charge for their services and penalty fees they impose. But have you even considered the usefulness of bill consolidation?
Many have argued that the lending has become the new form of slavery that more and more borrowers are kept in a state of legal but nevertheless indentured thralldom as they struggle to repay their loans. Therefore, it is hardly surprising then that the level of debt is increasing both nationally and internationally, but luckily there is a glimmer of hope: non profit bill consolidation.
Bill consolidation is the process by which the debts owed by a borrower are reduced and a company operates on their behalf to negotiate with creditors to try to ensure that interest rates are reduced, and the cost of penalty associated with non-payment are provided. Full Post…
In today’s socio-economic scenario, credit card debt is out of control. Taking advantage of the situation, a large number of debt management agencies have popped up all over the internet. If you browse through the internet you’ll come across a lot of sites promising to offer legal assistance to the debt stricken people. If you really feel that the burden of your debt has pushed you into a tight corner then of course you can look forward to the help and advice of any debt collection agency . But prior to enrolling into any program promoted by those firms, you need to check the authenticity of their programs on different parameters.
Debt reduction agencies may bombard you with loud promises but as a responsible citizen it is your job to check if their promises are genuine. Fraudsters are always attempting to get your money and at the same time the cost of bankruptcy can also prove to be disastrous for you. Full Post…