I have an experiment for you to try. Walk outside and find the nearest road. Stand beside the road and watch the cars whiz by. Look at the drivers faces. Do they look happy? Do they look like theyre enjoying their commutes? Or do they look like hurried, sullen, zombies, waiting to get where theyre going so life can begin again? Cars are a great convenience for getting where were going, but they require us to deal with a great deal of extra stress and financial burden.
Why Cars Cause Stress
There are many aspects of driving that can drain on your spirits. Whether you know it or not, these can ware on your and leave you exhausted.
You may have always thought of cars as a necessity. Have you thought about all the money youd free up each month without one?
Weve established that cars are a financial burden to your finances, but what can you do about it?
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The current economic situation caught millions of Americans off guard. However, the circumstances may well be the motivation that encourages people toward permanently eliminating debt from households. Statistics indicate that consumer debt surpasses $2 trillion and that mortgage debt exceeds this amount by 4 times. In some locations, unemployment escalated to over 15%. Overall, jobs are in short supply and many positions no longer exist.
A New Attitude About Money
Despite the factors working against people, some amazing transformations are beginning to occur. Studies report that credit card accounts decreased by over 20%. The rate at which people are saving is higher now than it has been in over two decades.
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To gain a full understanding of a topic, its important to draw knowledge from several sources. In learning about personal finance, that means reading books and following personal finance blogs. Mike Piper, who authors the blog Oblivious Investor, offers simple, low-maintenance investing information to help you create ways to grow your savings. He was kind enough to share some of his knowledge:
1. Some of my readers may be interested in following Oblivious Investor. What value or overall message do you think your readers get from your blog?
The primary message of my blog is that you dont have to follow the stock market closely to be a successful investor. Its perfectly reasonable (wise, in fact!) to create a simple portfolio of 3 or 4 low-cost mutual funds.
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Some states consider how much money they have in their performance-based subsidies. At the same time have a serious lack of education. Mississippi is one way to solve both problems simultaneously.
A form of financial support that begins to really grow the forgiveness of a loan. It works as follows. You, a student received a low interest loan from State College, which also comes with a touch that benefits both you and the State. The twist isTake a degree in a profession where there is a serious error, such as teaching. You are required, studied in a series of under-served critical work. You will work for a predetermined number of years. As long as you work where you are assigned, and you should not pay a cent for loans that they meet the previously set number of years and the loan is “forgiven” all-out, paid.
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Simply put, a REIT is a means for everyday investors to invest in property and real estate. It can be commercial real estate, apartments, condominiums, homes and various types of property. REITs typically invest in properties that generate income and pass on the profit to investors in the form of dividends. In fact, REITs have to distribute at least 90% of any profit to qualify for preferential tax treatment.
Investors can buy, sell and trade shares of REITs just like they would a normal stock. However, because a REIT deals with real estate and not widgets, they differ in how they finance expansion and measure profitability. Normal investor screening criteria like P/E ratios might not apply to a REIT the same as to another equity investment. On the other hand, like a stock, investors in REITS look for trustworthy and competent management and reasonable compensation of those managers.
REITs come in three major forms. Full Post…
— Brayden Atherton @ 3:08 am — 
June 22, 2011